Contact Mortgage Broker Parramatta

None of this is needed to talk to us. It is simply what makes the first conversation about your Parramatta purchase a useful one rather than a general one, and most of it you already have.

1. Roughly what you earn

   Payslips if you are employed, or your last one or two tax returns if you work for yourself. A ballpark figure is enough to start with; the documents matter later.

2. What you have saved, and what you owe

   Your deposit figure, and your credit card limits, car loan and any buy-now-pay-later accounts. Limits count against you at the limit rather than the balance, which surprises people.

3. The address, if there is one

   On an apartment this is the important one. A Parramatta address and a floor plan let us run the building across the lender panel and tell you what deposit it actually needs.

4. Your visa subclass, if it applies

   The subclass number changes the deposit, the surcharges and whether FIRB approval is involved. It is the single detail that most changes the answer, so it is worth having to hand.

We are open Monday to Friday, 9am to 5pm. Most of the work happens by phone and email and documents are signed electronically, so nothing here requires you to lose a morning to an appointment.